To earn your real estate license in Iowa, you must be complete 60 hours of approved education (plus an additional 12 hours on an approved topic of your choice), pass the Iowa salesperson licensing exam, submit to a background check, and secure errors and omissions insurance. While the process to become a real estate agent is similar in most states, each state has its unique steps that must be adhered to. The five steps to becoming an Iowa real estate agent are as follows:
Step 1: Complete Your Required Education
Before you can apply for the exam, you must complete a 60-hour Principles Course, as well as 12 hours of each of the following topics: Buying Practices, Listing Practices, and Developing Professionalism and Ethical Practices.
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Step 2: Take the Iowa Salesperson Licensing Exam
Register and pass the salesperson’s exam with the exam provider, Psychological Services, Inc. (PSI). To schedule your exam, you may visit the PSI website at: http://candidate.psiexams.com/index.jsp.
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Step 3: Undergo a Background Check
Undergo a criminal history and background investigation. The Real Estate Commission conducts a check for felony and misdemeanor convictions through the Iowa Division of Criminal Investigation (DCI), the Federal Bureau of Investigation (FBI) and Iowa Courts On-line. These reports are reviewed for final approval once the Commission receives a completed application for licensure. The background check is valid for 210 calendar days.
Step 4: Get E & O Insurance
Obtain errors and omissions insurance. All active licensees must carry uninterrupted E & O insurance coverage in Iowa. Proof of coverage must be provided with all new applications.
Step 5: Apply For Your State License
Complete and submit the Iowa Real Estate Commission Application for Individual License.